> ## Documentation Index
> Fetch the complete documentation index at: https://rollout.com/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Update Loan



## OpenAPI

````yaml /openapi/los.json put /loans/{id}
openapi: 3.0.3
info:
  title: Universal LOS API Documentation
  description: Development documentation
  version: '1.0'
servers:
  - url: https://los.universal.rollout.com/api
security: []
paths:
  /loans/{id}:
    put:
      tags:
        - Loans
      summary: Update Loan
      operationId: putLoansById
      parameters:
        - name: id
          in: path
          required: true
          schema:
            type: string
        - name: fields
          in: query
          required: false
          schema:
            type: string
            description: >-
              Comma-separated top-level fields to return; the parameter can also
              be repeated, once per field. `id` is always returned. Omit it, or
              pass `allFields`, to get every field, including `original`.
              Unknown names return 400.
      requestBody:
        required: true
        content:
          application/json:
            schema:
              type: object
              properties:
                type:
                  type: string
                assignedUserId:
                  type: string
                statusDate:
                  type: string
                applicationDate:
                  type: string
                closingDate:
                  type: string
                fundingDate:
                  type: string
                interestRate:
                  type: number
                loanToValue:
                  type: number
                amount:
                  type: number
                rateAndTerms:
                  type: object
                  properties:
                    monthlyPayment:
                      type: number
                    escrowIncluded:
                      type: boolean
                    pmiRequired:
                      type: boolean
                    pmiRate:
                      type: number
                term:
                  type: number
                purpose:
                  type: string
                stage:
                  type: string
                status:
                  type: string
          application/x-www-form-urlencoded:
            schema:
              type: object
              properties:
                type:
                  type: string
                assignedUserId:
                  type: string
                statusDate:
                  type: string
                applicationDate:
                  type: string
                closingDate:
                  type: string
                fundingDate:
                  type: string
                interestRate:
                  type: number
                loanToValue:
                  type: number
                amount:
                  type: number
                rateAndTerms:
                  type: object
                  properties:
                    monthlyPayment:
                      type: number
                    escrowIncluded:
                      type: boolean
                    pmiRequired:
                      type: boolean
                    pmiRate:
                      type: number
                term:
                  type: number
                purpose:
                  type: string
                stage:
                  type: string
                status:
                  type: string
          multipart/form-data:
            schema:
              type: object
              properties:
                type:
                  type: string
                assignedUserId:
                  type: string
                statusDate:
                  type: string
                applicationDate:
                  type: string
                closingDate:
                  type: string
                fundingDate:
                  type: string
                interestRate:
                  type: number
                loanToValue:
                  type: number
                amount:
                  type: number
                rateAndTerms:
                  type: object
                  properties:
                    monthlyPayment:
                      type: number
                    escrowIncluded:
                      type: boolean
                    pmiRequired:
                      type: boolean
                    pmiRate:
                      type: number
                term:
                  type: number
                purpose:
                  type: string
                stage:
                  type: string
                status:
                  type: string
      responses:
        '200':
          description: Response for status 200
          content:
            application/json:
              schema:
                type: object
                properties:
                  id:
                    type: string
                    description: >-
                      Rollout's stable universal id for this loan. Use this to
                      reference the loan in the Rollout API.
                  loanNumber:
                    description: >-
                      The human-facing loan number assigned by the source
                      system, or null if it doesn't assign one. This is distinct
                      from the source's internal record id (see originalIds) and
                      from any source-specific GUID (available on `original`).
                      Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: string
                  interestRate:
                    description: Present unless the request's `fields` leaves it out.
                    type: number
                  amount:
                    description: Present unless the request's `fields` leaves it out.
                    type: number
                  term:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: number
                  loanToValue:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: number
                  type:
                    description: Present unless the request's `fields` leaves it out.
                    type: string
                  purpose:
                    description: Present unless the request's `fields` leaves it out.
                    type: string
                  status:
                    description: Present unless the request's `fields` leaves it out.
                    type: string
                  statusDate:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: string
                  applicationDate:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: string
                  closingDate:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: string
                  fundingDate:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: string
                  rateAndTerms:
                    description: Present unless the request's `fields` leaves it out.
                    type: object
                    properties:
                      monthlyPayment:
                        type: number
                      escrowIncluded:
                        type: boolean
                      pmiRequired:
                        type: boolean
                      pmiRate:
                        type: number
                  originalIds:
                    description: >-
                      The source system's own identifiers for this loan, keyed
                      by original entity name (e.g. { loan: "17102475" } is the
                      source's internal loan record id). This is NOT the human
                      loan number (see loanNumber). Present unless the request's
                      `fields` leaves it out.
                    type: object
                    additionalProperties:
                      anyOf:
                        - type: number
                        - type: string
                  original:
                    description: Present unless the request's `fields` leaves it out.
                    type: object
                    additionalProperties:
                      type: object
                      additionalProperties: {}
                  created:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: string
                  updated:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: string
                  userParticipantIds:
                    description: Present unless the request's `fields` leaves it out.
                    type: array
                    items:
                      type: string
                  borrowerParticipantIds:
                    description: Present unless the request's `fields` leaves it out.
                    type: array
                    items:
                      type: string
                  stage:
                    description: Present unless the request's `fields` leaves it out.
                    type: string
                  stageHistory:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: array
                    items:
                      type: object
                      properties:
                        id:
                          type: string
                        name:
                          type: string
                        status:
                          type: string
                        scheduledStartDate:
                          nullable: true
                          type: string
                          format: date-time
                        actualStartDate:
                          nullable: true
                          type: string
                          format: date-time
                        completedDate:
                          nullable: true
                          type: string
                          format: date-time
                        plannedDurationDays:
                          nullable: true
                          type: number
                        actualDurationDays:
                          nullable: true
                          type: number
                        assignee:
                          nullable: true
                          type: object
                          properties:
                            id:
                              nullable: true
                              type: string
                            name:
                              nullable: true
                              type: string
                            email:
                              nullable: true
                              type: string
                            phone:
                              nullable: true
                              type: string
                            role:
                              nullable: true
                              type: string
                          required:
                            - id
                            - name
                            - email
                            - phone
                            - role
                        requiresReview:
                          nullable: true
                          type: boolean
                        isReviewed:
                          nullable: true
                          type: boolean
                        order:
                          nullable: true
                          type: number
                        isRequired:
                          nullable: true
                          type: boolean
                        notes:
                          type: string
                        metadata:
                          nullable: true
                      required:
                        - id
                        - name
                        - status
                  loanFolder:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: string
                  archived:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: boolean
                  mortgageType:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: string
                  lienType:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: string
                  amortizationType:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: string
                  armInitialPeriodMonths:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: number
                  armSubsequentPeriodMonths:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: number
                  expectedRentalIncome:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: number
                  expectedNetRentalIncome:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: number
                  communityProperty:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: boolean
                  transactionDetail:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: string
                  refinanceType:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: string
                  refinanceProgram:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: string
                  energyImprovement:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: string
                  projectType:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: string
                  proposedMonthlyPayment:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: object
                    properties:
                      firstMortgagePI:
                        nullable: true
                        type: number
                      subordinatePI:
                        nullable: true
                        type: number
                      homeownersInsurance:
                        nullable: true
                        type: number
                      supplementalInsurance:
                        nullable: true
                        type: number
                      propertyTaxes:
                        nullable: true
                        type: number
                      mortgageInsurance:
                        nullable: true
                        type: number
                      associationDues:
                        nullable: true
                        type: number
                      other:
                        nullable: true
                        type: number
                      total:
                        nullable: true
                        type: number
                  loanFeatures:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: object
                    properties:
                      balloon:
                        nullable: true
                        type: boolean
                      interestOnly:
                        nullable: true
                        type: boolean
                      negativeAmortization:
                        nullable: true
                        type: boolean
                      prepaymentPenalty:
                        nullable: true
                        type: boolean
                      temporaryBuydown:
                        nullable: true
                        type: boolean
                      other:
                        nullable: true
                        type: string
                  qualifyingFunds:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: object
                    properties:
                      dueFromBorrower:
                        nullable: true
                        type: number
                      totalMortgageLoans:
                        nullable: true
                        type: number
                      totalCredits:
                        nullable: true
                        type: number
                      cashFromToBorrower:
                        nullable: true
                        type: number
                  titleInfo:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: object
                    properties:
                      heldInNames:
                        nullable: true
                        type: string
                      currentlyHeldInNames:
                        nullable: true
                        type: string
                      estateType:
                        nullable: true
                        type: string
                      leaseholdExpiration:
                        nullable: true
                        type: string
                      mannerOfTitle:
                        nullable: true
                        type: string
                      trustInfo:
                        nullable: true
                        type: string
                      tribalLand:
                        nullable: true
                        type: boolean
                  loanOriginator:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: object
                    properties:
                      organizationName:
                        nullable: true
                        type: string
                      organizationNmlsId:
                        nullable: true
                        type: string
                      organizationStateLicense:
                        nullable: true
                        type: string
                      individualName:
                        nullable: true
                        type: string
                      individualNmlsId:
                        nullable: true
                        type: string
                      individualStateLicense:
                        nullable: true
                        type: string
                      email:
                        nullable: true
                        type: string
                      phone:
                        nullable: true
                        type: string
                  otherNewMortgageLoans:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: array
                    items:
                      type: object
                      properties:
                        creditor:
                          nullable: true
                          type: string
                        lienType:
                          nullable: true
                          type: string
                        monthlyPayment:
                          nullable: true
                          type: number
                        loanAmount:
                          nullable: true
                          type: number
                        creditLimit:
                          nullable: true
                          type: number
                  giftsOrGrants:
                    description: Present unless the request's `fields` leaves it out.
                    nullable: true
                    type: array
                    items:
                      type: object
                      properties:
                        assetType:
                          nullable: true
                          type: string
                        source:
                          nullable: true
                          type: string
                        deposited:
                          nullable: true
                          type: boolean
                        value:
                          nullable: true
                          type: number
                  rolloutUpdated:
                    description: Present unless the request's `fields` leaves it out.
                    type: string
                required:
                  - id
        '400':
          description: Response for status 400
          content:
            application/json:
              schema:
                type: object
                properties:
                  errorMessage:
                    type: string
                required:
                  - errorMessage
        '404':
          description: Response for status 404
          content:
            application/json:
              schema:
                type: object
                properties:
                  errorMessage:
                    type: string
                required:
                  - errorMessage
        '409':
          description: Response for status 409
          content:
            application/json:
              schema:
                type: object
                properties:
                  errorMessage:
                    type: string
                    enum:
                      - >-
                        Data for this credential is not ready yet. Please try
                        again.
                required:
                  - errorMessage
        '423':
          description: >-
            423 Locked — the credential is temporarily frozen by an operator.
            Reads still work; POST/PATCH/PUT/DELETE are rejected until it is
            unfrozen. Unlike 424 (invalid credential), do not re-authenticate —
            retry later.
          content:
            application/json:
              schema:
                type: object
                properties:
                  errors:
                    type: array
                    items:
                      type: object
                      properties:
                        message:
                          type: string
                      required:
                        - message
                required:
                  - errors
      security:
        - jwt: []
          credential_id: []
components:
  securitySchemes:
    jwt:
      type: http
      scheme: bearer
      description: Consumer JWT minted by the tenant's backend
    credential_id:
      type: apiKey
      in: header
      name: X-Rollout-Credential-Id
      description: The Rollout Credential ID to use for queries/mutations

````

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